Nancy has a family meeting where everyone tries to figure out how to come up with the money she owes U-Turn. At the bank Celia learns that Isabel is her greatest asset, a cash cow, and that she needs to improve her mother-daughter relationship. Andy learns that having lost two toes is not enough to get him a release from military service. Nancy goes to Doug and tells him to sell all her remaining stocks and bonds, but he tells that everything was sold when Nancy needed money for opening the bakery. She's broke. Uh-oh.